6A. ELECTRONIC FUND TRANSFER MEMBERSHIP ONLY: Member agrees that monthly payments shall be made by electronic deduction from Member's checking account or by electronic charges against Member's designated credit card. Member agrees to sign and deliver to IRON WORKER GYM the documents required to enable such electronic deductions or charges. If Member's bank or credit card issuer fails to honor any deduction or charge, Member shall promptly pay IRON WORKER GYM the monthly payment plus a $10.00 fee and reimburse IRON WORKER GYM for any cost IRON WORKER GYM may incur as a result of such failure.

6B. TERM: The term ("Term") of this Membership shall be for an initial period of one year (the "Initial Term"), after which time the Membership shall continue on a month to month basis starting on the date the initial Term ends. Each month of the Term shall be known as a Membership Month. Member understands that after this membership is in effect for twelve (12) months, IRON WORKER GYM may increase the monthly charge on not less than thirty (30) days notice to the member. Cancellation of membership during the Initial Term is only permitted for reasons listed in paragraph 4B.

7. ADDITIONAL FEES: In addition to the cost of Membership, Member shall also pay additional fees for certain Pay Services (towels, messages, one-to-one training, certain classes, programs and any other services). IRON WORKER GYM reserves the right to increase the fees at anytime without notice for such Pay Services and to include charges for other items which IRON WORKER GYM may provide. Pay services are not refundable and may not be used after the Membership expires. Any Pay Services which may be unused at such time will be forfeited. IRON WORKER GYM reserves the right to change any of its policies regarding additional services listed in this section at its sole discretion.

PERSONAL PROPERTY: IRON WORKER GYM recommends the usage of padlocks for daily locker usage. YOUR GYM NAME will not responsible for any lost or stolen personal property. However, IRON WORKER GYM total liability may not exceed the sum of $250 for any loss resulting from IRON WORKER GYM total gross negligence. IRON WORKER GYM is not responsible for theft or damage.

9. RULES & REGULATIONS: This agreement is subject to the Rules & Regulations established by IRON WORKER GYM, including those delivered to you with this Agreement. Member agrees that they have read, fully understand, and will abide by all provisions outlined in the IRON WORKER GYM rules and regulations. IRON WORKER GYM may change the rules & regulations at any time, at its sole discretion.

10. IRON WORKER GYM RIGHT TO REVOKE MEMBERSHIP: Member has been informed and understands that IRON WORKER GYM may revoke the Membership in the event of Member's breach of the provisions of this Agreement or of IRON WORKER GYM Rules and Regulations or for generally undesirable behavior, which shall be determined by IRON WORKER GYM in its sole discretion.

11. MEDICAL DISCLAIMER: Member represents that member is in good health and that member has no health condition, illness or communicable disease that may make member's use of IRON WORKER GYM facilities injurious to member or other user of IRON WORKER GYM facilities. If member should develop any such condition, illness or disease during the term, member promises to discontinue his or her membership until member has received an appropriate medical release from member's doctor authorizing member to continue using the facilities. Member further promises to hold IRON WORKER GYM harmless from all liability for damages which IRON WORKER GYM may incur if member or any third party should sustain injury or damage while using IRON WORKER GYM facilities, which is caused in any way by member's condition, illness, or disease. PLEASE BE ADVISED THAT IF MEMBER HAS ANY CHRONIC PHYSICAL DISABILITY OR MEDICAL CONDITION, MEMBER MAY BE AT GREAT RISK IN USING IRON WORKER GYM FACILITIES.

12. NO CLAIMS BY IRON WORKER GYM AS TO MEDICAL RESULTS TO MEMBER: Member understands that IRON WORKER GYM has made no claims as to medical results which Member might obtain through the use of the Club and that IRON WORKER GYM has not and will not suggest any medical treatment(s) to Member. In this regard, Member acknowledges that IRON WORKER GYM personnel are not permitted to make any such suggestions, and IRON WORKER GYM expressly disclaims any which may be made. Member represents to IRON WORKER GYM that Member does not have any medical or physical condition which would prevent or preclude Member from utilizing any or all of IRON WORKER GYM facilities and that Member has not been instructed by any physician not to use any of IRON WORKER GYM facilities.

13. MEMBER'S ASSUMPTION OF RISK AND RELEASE: Member expressly assume the risk and responsibility, for any and all accidents or injuries of any kind which Member may sustain by reason of Member's imprudent physical exercise and use of IRON WORKER GYM facilities. Member hereby releases, discharges and absolves IRON WORKER GYM, its agents, officers and employees from any and all liability, loss cost or expenses (including attorneys' fees and disbursements) incurred by Member as a result of any accident and/or injury, except to the extent an accident or injury is caused by or results from the gross negligence of IRON WORKER GYM, its principles, agents, officers or employees.

14. RENEWAL OF MEMBERSHIP: Member may enter into a Renewal Agreement to renew the Membership at the then effective rates and form an agreement for an EFT membership or an additional six month, one year or two year period without payment of an additional initiation fee, so long as Member's Renewal Agreement is entered into and payment is made in accordance with the terms of the Renewal Agreement before the expiration of the Membership and the Membership is otherwise in good standing. Before the expiration of member's Membership, IRON WORKER GYM may forward Member an automatic membership renewal in the form of an invoice in the amount of the then applicable renewal rate, less any credits which may be outstanding on Member's account.

15. INABILITY OF IRON WORKER GYM TO PERFORM: So long as IRON WORKER GYM maintains a club in operation in Lakeport CA, the closing of a club, the malfunctioning of any equipment and/or facilities at any club or cancellation of any services, shall not be a reason by which Member can cancel his or her Membership or be entitled to any form of compensation. If Member purchased a Membership based upon the opening of a particular Club and should the opening of such Club be delayed or abandoned, the total liability of IRON WORKER GYM shall not be greater than the amount paid by Member.

16. IMPORTANT NOTICE FOR CLUB MEMBERS: BOND OR INSURANCE INFO GOES HERE

17. CORPORATE MEMBERSHIP RIDERS: Any corporate rider attached to this agreement shall override the terms and conditions of said agree